Careers at Orchard Key | Build the Future of Finance
OrchardKey

Build the Future of Financial Freedom

Join a passionate, forward-thinking team dedicated to providing transparent, fast, and secure lending solutions for Americans nationwide.

Orchard Key team members collaborating in a modern office

Our Culture

What Drives Us Every Day

At Orchard Key, our values aren't just posters on a wall; they dictate how we build our products and treat our customers and each other.

Uncompromising Security

We manage sensitive data with the utmost care. Security and compliance are built into the DNA of everything we create.

Customer First

Financial emergencies are stressful. We show up every day to make the borrowing process transparent, respectful, and fast.

Radical Collaboration

No silos here. Engineering, Risk, Marketing, and Operations work hand-in-hand to continuously innovate and improve.

Perks & Benefits

We Take Care of Our Own

We expect excellence from our team, and we believe in rewarding it generously. Enjoy a comprehensive benefits package designed to support your physical, mental, and financial well-being.

  • 100% Employer-Covered Health, Dental, & Vision Insurance
  • Competitive 401(k) Match with Immediate Vesting
  • Generous Paid Time Off & Company Holidays
  • Remote-Friendly / Hybrid Flexibility
  • Annual Professional Development Stipend

Current Openings

Find your fit and help us redefine the lending industry.

Senior Software Engineer (Full-Stack)

Remote (US) Engineering Full-Time
Apply Now

Risk Strategy Analyst

Wilmington, DE / Hybrid Data & Analytics Full-Time
Apply Now

Customer Success Specialist

Remote (US) Operations Full-Time
Apply Now

Don't see a role that fits? We are always looking for top talent.

Email us your resume →

Equal Employment Opportunity (EEO) Statement: Orchard Key is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, genetic information, or any other characteristic protected by applicable federal, state, or local laws. We are committed to fostering a diverse, equitable, and inclusive workplace where all employees feel valued and respected.

At-Will Employment Policy: Employment at Orchard Key is strictly on an "at-will" basis. This means that both the employee and Orchard Key have the right to terminate the employment relationship at any time, for any legally permissible reason, with or without cause, and with or without advance notice. Nothing on this careers page, in any job listing, or in any company material constitutes an express or implied contract of employment or a guarantee of continuous employment.

Accommodations & Background Checks: If you require reasonable accommodation to complete a job application or to participate in the interview process due to a disability, please contact our Human Resources department. Any offer of employment made by Orchard Key is contingent upon the successful completion of a comprehensive background check, which may include criminal history, education verification, and employment references, in accordance with applicable laws.

OrchardKey

Providing trustworthy, secure, and fast online lending solutions to empower Americans to reach their financial goals. All credit profiles considered.

APR Disclosure: Annual Percentage Rates (APR) range from 6.99% to 35.99% for first-time borrowers. The actual rate you receive will depend on your credit score, credit history, loan amount, and loan term. Lowest rates are reserved for the most creditworthy borrowers. A typical personal loan example: A $10,000 loan with a 36-month term and an APR of 11.99% will have a monthly payment of $332.14. Total repayment amount will be $11,957.15. Loans may include an origination fee from 1% to 8%.

Credit Implications: Checking your rate generates a soft inquiry on your credit report, which has no impact on your credit score. If you accept a loan offer, a hard inquiry will be performed, which may affect your credit score.

State Availability: Orchard Key's services are not available in all states. Loan amounts, terms, and APRs vary by state due to state regulatory requirements. Orchard Key is a state-licensed lender where required.

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